“I’ve had $10k invested for 3 years now with a pretty normal 70-30 allocation. And the returns are around $400 total. This seems quite subpar. Just the dividends alone have totaled over $600 which means the portfolio is actually under loss, right? What am I missing here? Every online media outlet/investing website seems to have a 5* rating for this company. EDIT: Not exactly 3 years, but close enough. The sample size is large enough to warrant my concern I think. Someone asked for specifics. Here’s the allocation and performance: http://imgur.com/a/zDKms“
- This poor guy had 35% of his portfolio allocated to international stocks… diversification is key… texasol recommends 25% Emerging Markets (VWO) – 25% Tech (QQQ) – 25% S&P 500 (SPY) – 25% Small Cap (IJR)… please see our THIS ETF PORTFOLIO WILL BEAT 99% OF PROFESSIONAL MONEY MANAGERS article
“Does anyone here (Reddit) use Betterment?… To answer your question right away, yes I use betterment, and it was one of the best decisions I have ever made.”
- The above user review likes Betterment due to ease of use and automatic investing
“Anyone here like Betterment?… I do. I’ve used it since 2013. Very low effort i mostly forget about it.”
“Is Betterment worth it?… one word: YES”
- Above review pretty straight forward
Be sure to check out our Betterment Review for more information in regards to this high end robo advisor.
FAQ
Can you lose money with betterment?
Loss if the company fails That means if Betterment goes out of business, you will recover your funds. But Betterment or the SIPC does NOT protect you from losing money through investing.
Is betterment worth using?
Robo-advisors are a good choice for people who don't want to have to think too much about their investments. With its new fee structure, Betterment is a good choice for new or young investors without a lot of money, who will no longer have to commit to potentially onerous automatic deposits to get a good rate.
How much can you earn with betterment?
You can have up to 0,000 account managed with Betterment for 0 per year. Even at the lowest service tier, you get all the benefits of a Betterment – rebalancing, tax harvesting, diversification, etc.
Are acorns worth 2020 Reddit?
Personally, yes, I believe Acorns is worth it. It's a great and easy way to start saving and any savings is better than none. ... One thing you should know before signing up is the fee structure of Acorns. For Acorns accounts with less than ,000 the fee is per month.
Do consolidation loans hurt your credit score?
The way debt consolidation affects your credit depends on the various options you choose. ... If you consolidate by taking a personal loan to pay off your credit cards, your utilization ratio could go down, causing your score to go up.
Who is the best debt consolidation company?
The 8 Best Debt Consolidation Loans of 2019Best Overall: Marcus by Goldman Sachs. ... Best for Bad Credit: OneMain Financial. ... Best for Good Credit: Discover Personal Loans. ... Best for Low Interest Rates: Best Egg. ... Best Marketplace: Lending Club. ... Best for Borrowers with a High-Credit Co-Signer: FreedomPlus. ... Best for a Debt-Free Plan: Payoff. ... Best for Educated Borrowers: SoFi.More items...www.thebalance.com › best-debt-consolidation-loans-4175125The 8 Best Debt Consolidation Loans of 2019 - The Balancewww.thebalance.com › best-debt-consolidation-loans-4175125
Who are Dutchess partners?
Dutchess Partners is a marketing lead generation company that can help match you quickly with debt consolidation loan companies that have enlisted them to connect their company with interested clients.
Is it smart to consolidate debt?
Should I consolidate debts? Consolidation can lower your loan payments if you get a lower rate or can pay off your debts sooner. To start, enter information for up to 10 credit cards and other unsecured loans you want to consolidate. Do not consider a mortgage, student loans or auto loans in this calculation.
