www.gonetspend.com reviews – Get a Netspend Prepaid Mastercard?

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gonetspend.com reviews

We get this questions a lot… should I get a Netspend card?

The answer isn’t as easy as one might expect as you need to take a variety of factors into consideration.

To apply please visit www.gonetspend.com and follow the on-screen instructions.

The first thing that should be noted is this is a prepaid card and NOT a credit card.

This means that your credit score will not improve when making purchases with the Netspend card.

This can be a good or bad thing depending on your financial situation.

GoNetspend.com Reviews

  • Nerdwallet: 2.5 out of 5
  • WalletHub: 3.7 out of 5 based on more than 300 use reviews
  • Consumer Affairs: 2.4 out of 5 based on almost 300 votes

Netspend Customer Service

  • Phone: 1-86-NETSPEND (1-866-387-7363) Monday to Friday 8 AM – 10 PM Central Sat. & Sun. 8 AM – 8 PM Central
  • Online:
  • Mail: Netspend Corporation PO Box 2136 Austin, TX 78768-2136
  • Fax or Email address could not be found (and we put our best people on it… which isn’t really saying much)

Fees Fees Fees and More Fees!

The Netspend card is a story about fees more than anything else.

  • $2.50 fee for ATM withdrawals. This is what Netspend charges; there may also be an ATM operator fee
  • $2.50 fee for over-the-counter withdrawals at banks or credit unions. A fee for declined ATM transactions
  • If your card gets rejected at an ATM, you pay $1

BOOM goes the dynamite… these fees are nasty and can pile up quick.

Other Options… Credit Cards

Bottom Line

If you have a good credit score and have the ability to pay down a credit card bill on time you should probably just get a cash rewards credit card.

If you have a bad credit rating and have been known in the past not to pay your bills in a timely manner the Netspend prepaid card might be an option to consider.

FAQ

Are netspend cards legit?

Before I discuss the different aspect of NetSpend, let's get something out of the way, there are a lot of people on the Internet that are all asking the same thing, “Is NetSpend a scam?” The answer is no, NetSpend is a legitimate prepaid debit card company.

What is netspend Mastercard?

Founded in 1999, Netspend is a leading provider of prepaid debit cards, prepaid debit Mastercard and Visa cards, and commercial prepaid card solutions, with over 10 million customers served in the U.S. NetSpend cards are not a scam. There are number of ways you can apply for a NetSpend card.

Is netspend a good debit card?

Netspend is a prepaid debit card that offers several different plans. The best of these is the Premier FeeAdvantage Plan, which requires you to direct deposit a certain amount of money in the account each month. Netspend stands out from the other cards we reviewed with its high maximum balance and withdrawal limits.

Is netspend all access a prepaid card?

The All-Access MasterCard prepaid card is issued by netSpend, the same company behind the netSpend Visa prepaid card which is also rated on this review site.

Is netspend trustworthy?

Before I discuss the different aspect of NetSpend, let's get something out of the way, there are a lot of people on the Internet that are all asking the same thing, “Is NetSpend a scam?” The answer is no, NetSpend is a legitimate prepaid debit card company.

Can I get my money back from netspend?

You have to apply to NetSpend to get your money back. And you have to apply by October 7, 2020. If you get a notice, please respond as soon as you can: NetSpend will mail your refund check within 30 days after you make your request. The refund is for all of the money you lost, and we want to be sure you get it back.

Does netspend affect credit score?

Netspend is a pre-paid debit card that can be replenished regularly and with direct deposit. Unlike bank accounts or credit cards it does not require personal information like name or social security number. As a result, Netspend activity is not reported to credit bureaus and will not impact your credit score.

How Long Does It Take to Get Tax Refund on netspend card?

approximately 21 daysThe NetSpend card is a great way to receive your refund. You will receive your refund in the same amount of time as you would receive any other direct deposit refund. Currently the IRS is issuing refunds in approximately 21 days after your return is accepted.

Is netspend trustworthy?

Before I discuss the different aspect of NetSpend, let's get something out of the way, there are a lot of people on the Internet that are all asking the same thing, “Is NetSpend a scam?” The answer is no, NetSpend is a legitimate prepaid debit card company.

What is a netspend Mastercard?

Founded in 1999, Netspend is a leading provider of prepaid debit cards, prepaid debit Mastercard and Visa cards, and commercial prepaid card solutions, with over 10 million customers served in the U.S. NetSpend cards are not a scam. There are number of ways you can apply for a NetSpend card.

Does netspend help your credit?

Cardholders may use their pre-funded Netspend Visa Prepaid Card or Netspend Prepaid Mastercard for purchases and payments as they would a debit card. ... Using Netspend cards won't do anything to build or hurt cardholders' credit because the company doesn't extend any credit to them.

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