Get a personal loan with Prosper Loans.
Visit www.MyProsperCash.com to apply online.
Must be 18 years of age or older and a legal resident of the United States.
Consumers with a bad credit score should just avoid it as they will not be approved.
As you can see the reviews are somewhat mixed but overall we recommend a loan from Prosper.
Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details. All loans made by WebBank, member FDIC.
Please reach out to Prosper via US Mail at Prosper Funding LLC 221 Main Street, Suite 300 San Francisco, CA 94105
Looking to make a loan payment by mail?
Please send it to Prosper Marketplace Inc. P.O.Box 396081 San Francisco, CA 94139-6081.
Need a credit card? Check out Capital One Credit Card Offers
For example, a three-year $10,000 personal loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 personal loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. Personal loan APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. – From the Prosper Loan website
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